Finally got Sophia her school shoes from Stride Rite.

Also got her gold ballet shoes from Nine West.

I was on the phone with a good friend this morning when she casually asked me if I know of reputable mortgage lenders she can seek the help of. It was then that she narrated how she and her family is having financial problems right now as her husband has been given compulsory early retirement by his company. Mind you, this company is very well known but is apparently starting to lay off people here and there. News like this not only makes me sad but also makes me worry – a lot. It just shows that anything can really happen no matter how unexpected and that we can never be too sure with what the future brings so we should always be prepared. We can’t be any complacent at all especially if involves the future of our family. The one thing we can do to be prepared for situations like this is to never stop saving. Make saving and not spending the top priority of each family. Having the newest gadgets and sporting the latest car will never take us places anyway so who needs them? Unless you really have more than what you need, then by all means, splurge. Agree with me?